On The Road Lending
On The Road Lending

BETTER CAR BETTER JOB BETTER LIFE

Giving back

Jim's story


Café Momentum recruited Jim from New York to work with its nonprofit program that provides paid culinary internships and life skills training for juvenile offenders to foster successful re-entry into the community. Prior to moving to Texas, Jim had good credit and had saved for his move. Unfortunately he had to maintain the mortgage on his home in New York longer than expected. With his savings depleted, he depended on credit to pay expenses, which lowered his credit score. When his car was totaled in a severe hail storm here, he found that he couldn’t get an affordable loan for a replacement vehicle. Jim and his wife, Araceli, have adopted 17 children in need over the last 23 years, and currently have six living at home. When we heard about Jim, he only had a few days left on the rental car his insurance company was providing. We have never moved so fast to help someone and were able to get Jim qualified and into his Honda Civic within three days! Jim has dedicated his life to giving back, and we’re proud we could keep him going.

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