On the Road Lending’s car loan program helps clients who need affordable, reliable cars—one of the most essential components of building a strong life. Our clients are single parents, domestic violence survivors, immigrants, refugees, veterans, working families and first-time buyers.
Congratulations to Jessica for being the first On the Road Lending client to pay off her car loan! This is a huge accomplishment for Jessica and for us. Now she has a $14,000 asset free and clear. Jessica found the courage to break away from an abusive relationship and start a new life in America. When public transportation made it impossible to get her young son to school and make it to her two jobs on time, On the Road Lending helped her get a car loan and a driver’s license. “When I came to America, I was so scared to drive! Now I go everywhere, and I'm not scared,” Jessica says. “My car and my son—these are my babies. Because of On the Road Lending, I got better jobs and can offer my child a better life. I’m really on my way now!”
Tiffany needed a hand, not a handout. She made some bad decisions in life, dropped out of college at 18 and got off track. When she decided to make a new start, she found it impossible to get a job because she didn’t have a car. On the Road Lending made it possible to get a reliable car—even without a credit history. Today she loves her job, has received a raise and a promotion, and through our financial education is on the path to economic mobility. Now she’s working toward a new goal: a house!
On the Road Lending helped Evan, a 25-year-old first-time borrower, get off on the right foot financially. Our program taught her how to manage her money and be a responsible borrower. With a reliable, affordable car, she's able to get to work on time and is on her way!
A mother of three, Torrie had lost her job but was able to find another one quickly once she got her car through On the Road Lending. Torrie couldn’t function without a car because she has a son with a medical condition that requires regular doctor visits at a facility far from her home and work. Now she can get to work on time and get her children to medical appointments and activities.
Weighed down with student loans for himself and his children, Alfie was driving a 1995 Volvo with more than 266,000 miles. Through On the Road Lending, he was able to buy a 2012 Toyota Camry with only 31,000 miles. With the new car, his energy impact rating dropped from 17.3 to 11.8, and his CO2 rating fell from 468 to 316. Alfie has improved his environmental footprint by 32%!