OTR Resources - Our Nonprofit - On The Road Lending

OTR Resources

Empowering Your Journey Beyond the Loan

OTR Resources is here to support you with mission-driven services that go beyond financing, creating pathways to financial stability and economic mobility.

As the nonprofit arm of On the Road, OTR Resources provides a range of services designed to help you achieve your personal and financial goals. From financial coaching to advocating for access to safe and reliable transportation, we are committed to empowering you every step of the way.

Services Offered

Financial Education & Coaching

Receive one-on-one financial coaching tailored to your unique needs. We’ll help you understand your budget, improve your credit, and make decisions to strengthen your financial future.

Car Buying Support

We guide you through the car buying process, helping you select the right vehicle that aligns with your budget and needs. This includes vehicle research and connecting you to trusted sellers.

Referrals to On the Road Lending

OTR Resources acts as your partner, connecting you to our lending program for affordable vehicle loans when you're ready to move forward.

Community Connections & Referrals

Get connected to resources in your community, including financial support, workforce development programs, and local nonprofits offering additional services.

Advocacy for Personal Transportation

We advocate for greater access to safe, reliable transportation options at the local and national levels, ensuring everyone has the opportunity to succeed.

On The Road LendingOTR Resources – Our Nonprofit

Mission-Oriented Stats/Client Stories

Making a Difference Together

Derrica is a certified nursing assistant who loves her job but had an unreliable car that made it hard to consistently get to work. She often had to depend on friends for rides. We helped Derrica get a 2020 Nissan Sentra, and now she’s the one giving friends rides!

Derrica

When Tami came to On the Road Lending, she didn’t own a vehicle and depended solely upon public transportation. She lived in Fort Worth and had a two-hour commute each way to her job in Arlington that involved several busses, a rideshare, and walking two miles each way.

Tami

Lisa drove to Dallas from Georgia in a car that was on its last mile. She had two part-time jobs, as a security officer and a nurse’s aide, but was struggling financially to make ends meet—especially after she had to start taking Uber and the bus to work. There were many opportunities for her to work as a hospice aide, but she couldn’t take them because the bus lines couldn’t get her to the client in a timely manner.

Lisa

Glenn lives in Corpus Christi and needs a reliable vehicle since his work and home are more than 15 miles apart. He works an early morning shift at H-E-B, and the older truck he drove constantly put him at risk for being stranded on the freeway at 2 a.m. Since getting his 2017 Chevy Cruze through On the Road Lending, his worries about getting to work have disappeared.

Glenn

Everyone at On The Road Lending was super helpful and understanding. They took time to truly listen to me. I drove away with a new, low-mileage, beautiful, reliable car. If you are in search of a dependable and reliable vehicle, go see the folks at On The Road Lending!

Elisa

I’m so grateful for this company! Everyone was so helpful and made me feel comfortable from the beginning. The process was so easy, my payments are very reasonable. I’m so glad to have this second chance.

Erica

There was someone with me every step of the way. Everyone I interacted with was so kind and great at explaining what was going on. My payments are affordable, and I love how they got me ready for this major purchase by assisting me with a budget.

Jasmine

The people at On the Road Lending truly do care. If not for them I would not have been able to keep my job. My coach always checked in with me and helped me create a budget that I still live by today. I am so thankful for everything they do.

Jay

Partners

Our partners are helping us serve more clients and communities!

Join Us In Making An Impact

Encourage organizations and individuals to support OTR Resources’ mission through donations or partnerships.

FAQ

What’s the difference between OTR Resources and On the Road Lending?

OTR Resources (formerly known as On the Road Lending) is the 501(c)(3) nonprofit partner dedicated to empowering individuals and families with financial education, coaching, and support to achieve long-term success. On the Road Lending (formerly known as On the Road Sustainability Funds) is the lending arm that provides affordable car loans, helping clients secure reliable transportation as a pathway to financial stability. Together, we remove barriers to mobility and opportunity, ensuring that more people can move forward with confidence.
How can I access OTR Resources’ services?

You can access OTR Resources' services by reaching out to us at info@otrresources.org. Our team provides financial education, coaching, and support to help you on your journey to economic mobility. Whether you need guidance on improving your financial health or assistance with securing reliable transportation, we're here to help.
Do I have to take a loan to receive financial coaching or other support?

No, you do not have to take out a loan to receive financial coaching or other support from OTR Resources. Our nonprofit is committed to providing financial education, coaching, and resources to help individuals and families achieve long-term stability, whether or not they choose to finance a vehicle through On the Road Lending.

Donate

Help someone get on the road to a new life.

OTR Resources is a community of support that creates a pathway to affordable money for reliable cars. Foundations, corporations, partnering organizations and individuals can all join the effort to help others improve all aspects of their lives - education, housing, health and job - through transportation.

OTR Resources is a 501(c)(3) organization. All gifts are fully tax deductible. If you’d like to mail your donation, please send your cheque to:

OTR Resources
202 W. Comstock St.,
Dallas TX 75208
Email: info@otrresources.org
214.226.2542