Our Impact

Michelle Corson

Letter from Our Founder and CEO

We looked around our community and saw people who were unable to take better jobs, access good food or take their kids to the doctor, all because they lacked one thing—reliable transportation. When we sought to understand why people were driving older, polluting vehicles, we discovered the problem ... and the solution.

OTR Resources (formerly On the Road Lending) is a 501(c)(3) nonprofit organization founded in 2013 that provides vehicle selection assistance and long-term financial mentoring to address a little understood, but substantial problem—providing a way for low-income individuals and families to overcome transportation barriers so they can get to work, lead healthier lives, and avoid predatory lending. We help people improve their credit and purchase fuel-efficient, reliable cars, financing them through our sister private-equity loan fund with a low-cost loan.

Lack of reliable transportation is the number one reason people lose their jobs. On the Road helps people overcome this risk by finding them good cars that are affordable, under warranty and fuel-efficient, so they never have expensive, unforeseen car repair bills. We work with clients to build financial capability and then arrange an affordable loan. We stay with our clients for the life of the loan—usually five or more years—providing financial mentorship and support.

Trusted Company

On the Road Companies Founder & CEO

I’ve really seen some amazing things since I started this company. Without fail, I have seen tears each time I deliver a car. These tears are tears of joy, relief and gratitude. These are families who are amazed that someone would take a chance on them after making mistakes in their lives. I have seen people get raises and promotions because they could get to work on time. I have seen people whose children could go to better schools because their parents could get them there. I have seen families achieve economic mobility and better health. It is more than freedom of time, although that is critically important. I have learned that these families—my friends—love their cars in the same way I love mine.

Celebrating a Decade of Impact

Team

Industry leaders and specialists with proven track records.

Founder/CEO

Michelle Corson

Michelle raises capital, sets strategic vision, and guides expansion activities. She is also Managing Director of our loan funds.

Chief Operating Officer

Bill Long

Bill manages our loan fund operations nationally, oversees client performance post-loan, and ensures clients receive coaching as needed to be successful.

Chief Compliance Officer

Peter Swanson

Peter is a data driven leader specializing in analytics, technology innovation, and business strategy.

Loan Support Specialist

Merelyne Flores

Merelyne works closely with our clients and loan origination team to provide guidance and support throughout the lending process, ensuring a smooth and efficient experience in securing an affordable car loan.

Loan Origination Supervisor

Bonnie Thomas

Bonnie assists clients with deliveries, manages loan origination documents, helps with warranty service requests, and oversees vehicle valuations.

Marketing/Fund Development

Kate Kinsell

Kate leads our mission to remove transportation barriers and create economic mobility, manages our partner relationships, and sources new clients.

Loan Closing Specialist

Adela Morban

Adela works directly with our clients and loan origination team to develop, expand and maintain positive lending relationships by making it fast and simple to get a loan with us.

Loan Origination Manager

Marcela Minahan

Marcela leads our lending department overseeing the intake, underwriting and closing of loan applications. Her team evaluates client readiness for loans, provides financial mentorship, and guides clients through the program requirements.

Senior Coach/Underwriter

Kristen Petricola

Kristen evaluates clients’ readiness for loans, provides financial mentorship, and guides them through the program requirements.

Loan Servicing Manager

Jason Price

Jason leads our loan servicing team and is responsible for managing our clients after loan origination. He provides oversight of all day-to-day loan servicing operations including account management, credit reporting, vehicle recovery, insurance and title management.

Coach/Underwriter

Manny Santoyo

Manny assists our underwriting team to evaluate clients’ readiness for loans, provides financial mentorship, and guides them through the program requirements.