Now making loans in Kentucky and North Carolina!

We believe better cars lead to better jobs and better lives!

On the Road Lending is a human empowerment initiative that formed in 2013 to help people find cars that worked for them and to teach them how to make good financial decisions. Through our loan funds, we make low-cost loans on reliable cars based on who people are—not their credit scores. This life-changing auto lending process is creating prosperity one car loan at a time!

What our clients are saying about us

Everyone at On The Road Lending was super helpful and understanding. They took time to truly listen to me. I drove away with a new, low-mileage, beautiful, reliable car. If you are in search of a dependable and reliable vehicle, go see the folks at On The Road Lending!


I’m so grateful for this company! Everyone was so helpful and made me feel comfortable from the beginning. The process was so easy, my payments are very reasonable. I’m so glad to have this second chance.


There was someone with me every step of the way. Everyone I interacted with was so kind and great at explaining what was going on. My payments are affordable, and I love how they got me ready for this major purchase by assisting me with a budget.


The people at On the Road Lending truly do care. If not for them I would not have been able to keep my job. My coach always checked in with me and helped me create a budget that I still live by today. I am so thankful for everything they do.


As seen in

As seen in

Learn more about our affordable loans, vehicle selection services and financial mentoring.


Annual Reports

Gaining Traction

Read about our progress over the years.