Now making loans in Kentucky and North Carolina!

MEET OUR CLIENTS

Here are the stories that inspire us.

Derrica

Derrica

Derrica is a certified nursing assistant who loves her job but had an unreliable car that made it hard to consistently get to work. She often had to depend on friends for rides.

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Tami

Tami

When Tami came to On the Road Lending, she didn’t own a vehicle and depended solely upon public transportation. She lived in Fort Worth and had a two-hour commute each way to her job in Arlington that involved several busses, a rideshare, and walking two miles each way

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Lisa

Lisa

Lisa drove to Dallas from Georgia in a car that was on its last mile. She had two part-time jobs, as a security officer and a nurse’s aide, but was struggling financially to make ends meet—especially after she had to start taking Uber and the bus to work.

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Glenn

Glenn

Glenn lives in Corpus Christi and needs a reliable vehicle since his work and home are more than 15 miles apart. He works an early morning shift at H-E-B, and the older truck he drove constantly put him at risk for being stranded on the freeway at 2 a.m.

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Patrice

Patrice

At the beginning of her recovery from alcoholism, Patrice was taking the bus. But some days it could take her more than two hours to reach her destination.

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Raul

Raul

Raul is the oldest of four siblings and is eager to set a positive example for them. He’s also determined to escape the financial insecurity he’s lived with all of his life.

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Janna

Janna

After surviving a long line of challenges, Janna lost her home and her car to the F3 tornado that hit Dallas on October 20, 2019.

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Tammie

Tammie

When Hurricane Harvey hit, and Tammie lost everything but her life and the clothes she was wearing. “I thought, how could this happen? I’d fought back, and here I was again.”

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Torrie

Torrie

“After I got a reliable car, I landed a corporate job and went from making no money to making a living wage.”

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Jessica

Jessica

“People who have had cars their entire life don’t understand how hard life can be without a car. Life totally changed … after I bought my car through On the Road Lending.“

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Latavia

Latavia

Latavia didn’t have a credit score that would get her a reasonable car loan, but excellent references from her case manager and employer convinced us she was a strong prospect.

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Alfie

Alfie

Alfie was in a position that many of our clients face — he had an older car that needed constant repair. Often he had to take the bus to work because his car was in the shop...

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Fortune

Fortune

Fortune moved to the U.S. from Zimbabwe in 2016 with asylum status. At first he lived with his cousin, but, being a hard worker with a master’s degree, he soon had a full-time job...

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Michelle

Michelle

Michelle has been through some tough times. She had a difficult divorce that left her deep in debt and a job that required long hours seven days a week—without over time.

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Karimah

Karimah

Karimah has six children, ages five to 18, goes to college part-time and works. Two of her children are also in college but don’t drive because she hasn’t had time to teach...

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Trey

Trey

Trey grew up in a home that he says taught him unacceptable behavior was acceptable. His mom died when he was only 15, and he went from being an honor-roll student to...

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Jalicia

Jalicia

Jalicia is a 30-year-old single mother who lost everything in Hurricane Harvey—and then lost a second car in Tropical Storm Gordon! After living in shelters in the Houston...

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Kela

Kela

Kela is a divorced mother of two who was referred to us by Catholic Charities. She had a job with Bell Helicopter and a reliable car when tragedy struck.

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Carl

Carl

Carl is had provided for his family with his own lawn care and moving business. He took out an auto title loan on his truck to build his credit, but the truck broke down.

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David

David

David remembers the days when his mother sold tacos every morning and tamales on Sundays to pay their bills. Some months their water would be shut off and others their...

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Sierra

Sierra

Siera is a 29-year-old who has been working full time and taking classes at Literacy ruction for Texas to increase her earning power. Even though she had always had a job.

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Yasmin

Yasmin

Genesis Women’s Shelter referred Yasmin to us while she and her daughter, Yvette, were receiving help to escape domestic violence. One of our earliest clients...

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Felicia

Felicia

For victims of family violence, having a car can be the key to escaping and starting a new life. Felicia was one of those victims of abuse who has grown into a strong...

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Pam

Pam

Pam used to get up at 2:45 a.m. every workday. After having her breakfast, getting dressed, praying and meditating, she started walking to the bus stop at 3:45 to catch the 4:07 bus.

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Sandra

Sandra

Sandra found us through St. Luke’s Community Church. A single mother with a two-year-old and 17-year-old, she had a high-mileage older vehicle plagued with constant costly repairs.

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Carolyn

Carolyn

Carolyn had a high-mileage Mazda deemed unsafe by her mechanic—whom she saw far too often. With an unreliable car, getting to her job at an area hospital and raising her three children were constant struggles.

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Jim

Jim

Café Momentum recruited Jim from New York to work with its nonprofit program that provides paid culinary internships and life skills training for juvenile offenders to foster successful reentry into the community.

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