NOTICE: OTRL NOT ACCEPTING LOAN APPLICATIONS AT THIS TIME

We're celebrating our growth to date and the 100 victorious clients who have paid their loans in full.


Since 2013 On the Road Lending has fueled economic mobility and long-term success by providing the engine that drives people’s dreams. Our car loans are life-changing for low-income individuals and working families because owning a reliable car increases job opportunities and improves quality of life by removing transportation barriers.

Gift to On The Road Lending are helping people build stability

  • Average credit score at time of loan: 520
  • Average increase in credit score: 157
  • % borrowers establishing credit for first time: 8%
  • Highest credit score gain: 0 to 750 in 4 months!
  • Average on-time payment performance: 77%
  • Highest gain in income: More than triple!
  • Shortest time to payoff: 6 months!
  • % single-parent households: 63%

Thank you to DHD Films for your donation of creative services!