Fortune

Fortune moved to the U.S. from Zimbabwe in 2016 with asylum status. At first he lived with his cousin, but, being a hard worker with a master’s degree, he soon had a full-time job and a place of his own. The missing piece to his new life was transportation. Getting a reliable car was impossible without a high-interest loan because he had no credit history.

When we met Raul, he was taking the bus or ride-sharing to work. He completed a budget, saved for a down payment, and began working on improving his credit with one credit card. He purchases one budgeted item with the card each month and pays it off completely. With those accomplishments achieved, we were able to get Raul into a 2017 Toyota Corolla LE.

“Financing a vehicle, improving my credit, and building better money habits will set me up for my life to come,” Raul says. “As the oldest I am looking toward attending law school, a first in my family. This opportunity with On the Road Lending is going to benefit the next phase of my life.”