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Karimah has six children, ages five to 18, goes to college part-time and works. Two of her children are also in college but don’t drive because she hasn’t had time to teach them. No wonder—she also has a business called S.H.E. Unique that provides beautician services to children for free.

When we met Raul, he was taking the bus or ride-sharing to work. He completed a budget, saved for a down payment, and began working on improving his credit with one credit card. He purchases one budgeted item with the card each month and pays it off completely. With those accomplishments achieved, we were able to get Raul into a 2017 Toyota Corolla LE.

“Financing a vehicle, improving my credit, and building better money habits will set me up for my life to come,” Raul says. “As the oldest I am looking toward attending law school, a first in my family. This opportunity with On the Road Lending is going to benefit the next phase of my life.”

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