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Michelle has been through some tough times. She had a difficult divorce that left her deep in debt and a job that required long hours seven days a week—without over time. Unable to keep going at that pace, Michelle and her son moved in with her mother, and she began to look for ways to rebuild.

When we met Raul, he was taking the bus or ride-sharing to work. He completed a budget, saved for a down payment, and began working on improving his credit with one credit card. He purchases one budgeted item with the card each month and pays it off completely. With those accomplishments achieved, we were able to get Raul into a 2017 Toyota Corolla LE.

“Financing a vehicle, improving my credit, and building better money habits will set me up for my life to come,” Raul says. “As the oldest I am looking toward attending law school, a first in my family. This opportunity with On the Road Lending is going to benefit the next phase of my life.”

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