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Loan Process

Hidden Costs of Car Ownership


Insurance is required in all states except New Hampshire and Virginia. There are many different types of insurance. Please refer to our Understanding Insurance Coverage document.


Repairs can come up unexpectedly. SUVs and luxury cars have higher cost for repairs that you should consider when choosing a car.


Your fuel costs vary according to the type of car you buy and the number of miles you drive. Poor gas mileage leads to higher out-of-pocket expense at the gas pump. The car we choose together will take all of this into consideration.


It is important to take good care of your car because it is an asset. These costs include routine maintenance, such as oil changes, tire rotation, and replacing worn out parts.

Parking & Tolls

We can help you include these everyday costs in your budget.

Why Do You Need To Consider These Things?

Cars cost more than just the car payment. We will help you budget for these hidden costs.